Last Updated: November 2026
1. ACCEPTANCE OF TERMS
By downloading, accessing, or using the IAK Properties app ("App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the App.
2. ELIGIBILITY
You must be at least 18 years old to use this App. By using the App, you represent that you meet this requirement.
3. ACCOUNT REGISTRATION
- You must provide accurate and complete information during registration.
- You are responsible for maintaining the confidentiality of your account credentials.
- You are responsible for all activities under your account.
- Notify us immediately of any unauthorized use.
4. USE OF SERVICES
The App provides property listings, construction material rates, construction cost estimation tools and information about installment plans and bank home financing. You agree to:
- Use the App only for lawful purposes
- Not misuse, disrupt, or interfere with the App's functionality
- Not attempt to gain unauthorized access to any part of the App
- Not use the App to transmit harmful or misleading content
Messages you send to the IAK team must not be abusive, misleading or unlawful. We may close such conversations and suspend accounts that misuse them.
5. PROPERTY LISTINGS
- Property information is provided for informational purposes only.
- IAK does not guarantee the accuracy, completeness, or availability of any listing.
- Users must verify property details independently before making decisions.
- Listings submitted by agents are reviewed before publication but remain the responsibility of the submitting agent.
- IAK publishes some listings for owners, agencies and builders. Before we publish, they confirm to us that they own the property or have the owner's permission to sell or rent it, and that the details are correct; they remain responsible for those details.
- IAK checks listings before they are published but does not verify ownership or property documents. Verify the details and the documents yourself before you pay anything.
6. LOAN & INSTALLMENTS
Installment plans and bank products are shown for information, as published by the society or the bank and checked by IAK on the date shown. Estimates are not offers of credit. IAK does not lend money, arrange financing, take payments for plans or certify that a product is Shariah-compliant. Confirm every figure with the society or the bank before you pay or apply.
7. INTELLECTUAL PROPERTY
All content, features, and functionality of the App are owned by IAK and are protected by copyright, trademark, and other intellectual property laws.
8. LIMITATION OF LIABILITY
IAK shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the App. Cost estimates, loan estimates and material rates are indicative only.
9. TERMINATION
We reserve the right to suspend or terminate your account at any time, without prior notice, for conduct that violates these Terms. You may delete your account at any time from Profile → Security & Privacy.
10. CHANGES TO TERMS
We may modify these Terms at any time. Continued use of the App after changes constitutes acceptance of the modified Terms.
11. GOVERNING LAW
These Terms are governed by the laws of Pakistan. Any disputes shall be resolved in the courts of Pakistan.
12. CONTACT
For questions about these Terms, contact us from Profile → Contact Us in the App.